Ledger

Good evening,

Amara

Current balance

$0.00
USD
Income
$10.9K
Expense
$3.2K
Savings
$900

Financial overview

Income+57.2%

$10,850.00

On track · vs last month

Expenses+111.9%

$3,195.10

Needs attention · vs last month

Savings+28.6%

$900.00

On track · vs last month

Budget health

100/100

Today's spending

$0.00

Monthly expense $3.2K

Savings rate

14%

of income kept this month

Budget goals

Rings turn amber near your limit and red when exceeded

Manage
53%

Food

$212.4 of $400

$187.6 left

65%

Transportation

$130 of $200

$70 left

0%

Agriculture

$0 of $1.5K

$1.5K left

94%

Education

$750 of $800

$50 left

64%

Utilities

$96.2 of $150

$53.8 left

0%

Business

$0 of $1.2K

$1.2K left

40%

Entertainment

$48 of $120

$72 left

90%

Savings

$900 of $1K

$100 left

Recent activity

See all
  • Maize harvest sale

    Agriculture · Yesterday · Bank

    +$4,200.00

    completed

  • Hybrid seed order

    Seeds · Jul 24, 2026 · Card

    -$640.00

    completed

  • Weekly groceries

    Food · Jul 24, 2026 · Card

    -$212.40

    completed

  • Monthly salary

    Salary · Jul 23, 2026 · Transfer

    +$3,800.00

    completed

  • Emergency fund top-up

    Savings · Jul 23, 2026 · Transfer

    -$900.00

    completed

Upcoming bills

  • Farm loan repaymentDue Jul 29, 2026$450.00
  • ElectricityDue Aug 1, 2026$96.00
  • InternetDue Aug 6, 2026$42.00

Top spending categories

Education$750
Seeds$640
Fertilizer$480
Equipment$320

AI insights

Patterns spotted in your recent activity

Spending is up 112% vs last month — review your top categories.

Your savings rate is 14%, up 4 points from last month.

Farm inputs led by Seeds at 640 this season — plan bulk purchases to cut costs.

Trimming Education by 15% would free up roughly 113 each month toward your goals.